Knowledge Agora



Similar Articles

Title The quality of business environment and internal factors affect the competitiveness of retail banking service in VietinBank
ID_Doc 77568
Authors Nguyen, PT; Nguyen, LTP; Vu, TTH; Nguyen, QTT
Title The quality of business environment and internal factors affect the competitiveness of retail banking service in VietinBank
Year 2024
Published Cogent Business & Management, 11, 1
Abstract Retail banking has always been considered as a core activity of banks because it has the effect of accelerating the cash flow process and creating a mainstream medium and long-term capital source for the bank. Vietnamese commercial banks now are facing great risks. This reality requires banks to improve competitive capability to compete with domestic banks and foreign banks. This study examines the determinants affecting the competitiveness of retail bank service in VietinBank. By using Structural Equation Modelling (SEM) technique, the results show five determinants affecting positively to the competitiveness of the retail banking services including service quality, financial capacity, risk management, organizational culture, and social responsibility. The findings indicate that financial capacity has biggest effect and service quality has smallest effect on competitive capacity of retail banking service in VietinBank. The research also proposes specific solutions to enhance the competitiveness and sustainable development of retail banking services in Vietnam.
PDF https://www.tandfonline.com/doi/pdf/10.1080/23311975.2024.2315689?needAccess=true

Similar Articles

ID Score Article
71769 Nguyen, HK; Nguyen, TD Improvement of Service Quality in the Supply Chain of Commercial Banks-A Case Study in Vietnam(2021)Journal Of Risk And Financial Management, 14.0, 8
68219 Nguyen, TTC The Impact of Brand Equity on Conversion Behavior in the Use of Personal Banking Services: Case Study of Commercial Banks in Vietnam(2021)Journal Of Risk And Financial Management, 14, 8
70221 Tam, PT Factors Affecting the Sustainable Development of Commercial Banks in Vietnam(2023)Indian Journal Of Economics And Development, 19, 3
73420 Nguyen, TBT; Tran, QB The Impact of Organizational Culture on the Sustainable Competitive Advantage of Commercial Banks: A Case Study in Vietnam(2021)Journal Of Asian Finance Economics And Business, 8, 9
Scroll