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Scientific Article details

Title Unlocking the full potential of digital transformation in banking: a bibliometric review and emerging trend
ID_Doc 75082
Authors Osei, LK; Cherkasova, Y; Oware, KM
Title Unlocking the full potential of digital transformation in banking: a bibliometric review and emerging trend
Year 2023
Published Future Business Journal, 9, 1
DOI 10.1186/s43093-023-00207-2
Abstract PurposeEvery aspect of life has been affected by digitization, and the use of digital technologies to deliver banking services has increased significantly. The purpose of this study was to give a thorough review and pinpoint the intellectual framework of the field of research of the digital banking transformation (DBT).MethodologyThis study employed bibliometric and network analysis to map a network in a single study, and a total of 268 publications published between 1989 and 2022 were used.FindingsOur findings demonstrate that the UK, USA, Germany, and China are the countries that have conducted most of the studies on the digital banking transformation. Only China and India are considered emerging economies; everyone else is looking at it from a developed economy perspective. Additional research reveals that papers rated with A* and A grades frequently publish studies on digital banking transformation. Once more, the analysis identifies key theoretical underpinnings, new trends and research directions. The current research trend points toward FinTech, block chain, mobile financial services apps, artificial intelligence, mobile banking service platforms and sustainable business models. The importance of emphasizing the need for additional research in these fields of study cannot be stressed, given the expanding popularity of blockchain technology and digital currency in the literature.OriginalityIt appears that this is the first study that examines the theoretical studies of digital banking transformation using bibliometric analysis. The second element of originality is about the multiple dimensions of the impact of technology in the banking sector, which includes customer, company, bank, regulation authority and society.
Author Keywords DBT; FinTech; Bibliometric literature review; Business model; Blockchain and Scopus
Index Keywords Index Keywords
Document Type Other
Open Access Open Access
Source Emerging Sources Citation Index (ESCI)
EID WOS:001022435000001
WoS Category Business
Research Area Business & Economics
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